Us department education consolidating student loans
We offer assistance to a growing number of students (U. citizens only) seeking loans to study at either undergraduate or postgraduate level at the University.When you apply to study, we keep you informed at each step of the process by email.These web pages outline the types of loans available, when and how to apply for them and how they will be disbursed.The information in this section is relevant to prospective students as well as current undergraduate and graduate students.If you are a graduate you can apply for a PLUS loan in your own right.If you are an undergraduate student you cannot apply for the PLUS, but your parents can apply on your behalf. Information and advice on how to apply is available on our Eligibility and Loan Application Process pages.These companies may also state or imply that the company is working with a post-secondary institution to provide benefit to student loan borrowers, so please be extra vigilant, as students do not need to pay for loan benefits for Federal student loans.There are four warning signs of third party debt relief companies that student loan borrowers should avoid, including: • Pressure to pay high upfront fees;• Promises of immediate loan forgiveness or debt cancellation;• Demands that you sign a ‘third party authorisation’ or• Requests for a student’s Federal Student Aid PIN or FSA ID Students in receipt of Aid are expected to maintain Satisfactory Academic Progress (SAP).
Remember, you must complete all of the steps on our Loan Application Process pages in order to notify us that you are applying for a loan. Federal student aid for a short term, or a study abroad programme is processed by the student’s home institution in the U. Swansea University is not authorised to certify student loans or deferments for U. study abroad students who only plan to attend for a semester or for a one year study abroad experience to earn credits that apply toward or transfer into a degree program in which the student is enrolled in the U.
You can find a step-by-step guide to the application process here. This applies to the first disbursement date as well as to any applications made throughout the year.
The disbursement dates are normally the first week of October, end of January and the middle of April.
Click here for the exact dates link to Disbursement of funds.
It is your responsibility to ensure that a complete loan application is submitted in a timely manner, as the timescale for processing will increase if individual queries need investigation first.